What can we tell our regulator about working with you?

Whatever your due diligence needs to record. We answer supplier questionnaires in writing, and the contract can carry audit and access rights, incident reporting and termination terms. Because the code, the repositories and the cloud accounts are in your name from the start, the exit plan is straightforward to evidence: you keep everything and another team can continue it. We have been through this diligence before and it rarely holds a project up.

We work under a principal. Does that slow delivery down?

It changes the rhythm rather than the pace. Releases are staged so that anything needing approval can be reviewed before it reaches customers, and changes to promotions or customer-facing wording sit behind flags until they are signed off. We have worked to approval processes before and plan the delivery schedule around yours rather than the other way round. Nothing customer-facing goes live without the sign-off you need, and nothing waits on us for it.

What happens if we want to move to another development team?

You move, and we help. All code and intellectual property belongs to you on payment, and it lives in your repositories with documentation and tests, so another team can pick it up without reverse engineering anything. Continued support is available and many clients take it, and it is not a condition of keeping what has been built. We will also write the handover notes for whoever takes it on.

How do you handle security and penetration testing?

As part of the work rather than as an extra. Access is set by role and logged, data can sit in the UK, and independent penetration testing is arranged where your policy or your clients require it. Where card payments are involved we design to keep you out of scope wherever possible, which saves considerably more than it costs. Your own security policy sets the standard rather than ours.

Can you work with our compliance consultant on the build?

Yes, and it works better when we do. We are experienced working alongside compliance consultants, taking the reporting and regulatory requirements they set and building them into the development cycle rather than adding them at the end. Where you do not have someone in that role, we can introduce you to a compliance professional from our own network. That way the requirements shape the build instead of interrupting it.

What does a project like this cost in finance?

It depends on scope, and the figures are fixed before you commit. An AI readiness assessment is £3,000 and takes a week. Design and build of a first version starts at £5,000, and a full build from £15,000. Every project is quoted at a fixed scope and a fixed price, with payment split across milestones as each piece of work is finished, and nothing beyond the current stage is committed.

Finance & Fintech

Bespoke software and AI for finance and fintech

We work with finance and fintech businesses on the software behind regulated work, from the product your customers use to the operations that support it.

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Solutions we've built power teams at:

What we build for finance and fintech

In finance, software has to satisfy two audiences at once: the customer using it, and the regulator asking how it works. Both are easier to serve when they are designed in from the start. We build products and internal systems that hold up to either.

Regulated product design and build

Whether you are pre-authorisation, working under a principal or directly authorised, the product has to fit the permissions you hold. We design and build the customer-facing side around that, with approval steps, audit trails and reporting built into the release process rather than added afterwards.
Client onboarding and KYC automation

Onboarding stalls on documents that have to be requested, checked and chased, and that delay is what a new client remembers. We build guided onboarding that collects what is needed, runs the checks against the providers you already use, and records every step as it happens.
Reconciliation and reporting automation

Reconciliations, commission statements and month-end reporting still run on spreadsheets for most teams, and the exceptions take days. We build systems that match the records automatically, put only the real breaks in front of a person, and produce the reports in the format you have to file.
Integrations across your financial stack

Core banking, open banking, payment rails, your CRM, the back office and the bureaux each hold part of the picture. We connect them, so information moves between them with a record of what moved and when. Systems that already do their job well stay where they are.
Compliance built into the delivery cycle

We are experienced working alongside compliance consultants, building the required reporting and regulatory steps into the development cycle rather than bolting them on at the end. Where you do not have a compliance professional of your own, we are happy to introduce you to one from our network.
AI with a person still accountable

AI earns its place in regulated work when a person stays accountable for the outcome. We build it that way: drafting documents, triaging cases and flagging exceptions, with the sources shown, the decision left with your team, and a record of what the model produced and who approved it.

Our services

Built with finance teams

A few projects we're proud to share, each one advancing our mission to raise the bar and build a better digital future with our clients.

Bonsai Wealth

Wealth management is priced and structured for high-asset clients, and Bonsai Wealth wanted to close that gap with a mobile product giving genuinely personalised advice at scale. CodeLeap designed and built the full platform, covering goal planning, investment management across account types and open banking.
Read more
Market prediction platform

A financial analysis firm had a proven chart-reading method that only one analyst could run, taking hours a day and capping how many instruments the firm could cover. CodeLeap turned that method into a machine-learning platform serving daily predictions through an API.
Read more
Insurance claims platform

An established insurer ran claims across a patchwork of legacy case management, shared inboxes, spreadsheets and supplier portals, and wanted one platform in place of all of it. CodeLeap built that platform from the ground up, covering notification, assessment, decision, settlement and repair for policyholders, brokers, handlers, loss adjusters and suppliers.
Read more

See more case studies

What our clients are saying

Real reviews from clients we have delivered for, on Clutch and elsewhere.

4.9 via Clutch

The enthusiasm, understanding of our mission, and passion from the first few minutes of the call were the deciding factors in choosing CodeLeap. Within 3 months of our app launching, we had over 1,500 downloads, appeared in leading publications from Forbes, The Metro, Marie Claire, Women's Fitness and many more, and started raising further investment.

Charlie CEO, Becon
They are incredibly diligent in the quality of work they produce, and go above and beyond when it comes to solving issues faced within the project, and to ensure we meet strict project deadlines. You never feel like you are one of many clients, and they ensure they are always there to help with any need you have, no matter how big or small.

Amelia Parmiter Marketing Manager, AWS - Marble
CodeLeap made me feel like my options were limitless in terms of what could be achieved, which was critical to me as we were creating something very unique. I'm glad I chose Codeleap over a large corporation as the personable approach resulted in a smooth and pleasant experience.

James CEO, Bearable
Working with CodeLeap was a very good experience from both a professional and personal point of view. These people know what they are doing and are both efficient and clever and made a good partner. I wouldn't hesitate to recommend CodeLeap.

John CEO, Neurometrics-Diab
CodeLeap adds so much value and goes above and beyond what I expected. CodeLeap's team is very flexible with all the different requests we've put in front of them. They've also been great with the whole business side of things, and being able to forecast for this industry is really helpful. Overall, I'm completely satisfied with their work — they've been incredibly helpful.

Johanne CEO, Cherry
Their flexibility and focus on quality were outstanding.

Mike Fenna CTO, Kite Insights
Marcelo has been wonderful throughout the process and we are very happy.

Amrit Director, Energy Company
Absolutely FANTASTIC. This is very much what I had in mind. We're very pleased with your team, thank you all very much.

Rich Director, Legal Company

See all reviews on Clutch

Recognised by the industry

Independent rankings from Clutch, The Manifest, SME News and the National Digital Awards.

Flexible, transparent pricing

AI readiness assessment

1 week programme
- 3 calls with our most experienced leaders
- Your data, workflows and team skills mapped
- Research and proposal package with estimated ROIs
- Honest verdict where AI isn't worth it
- Fixed price, no obligation to build
£3,000
Book a free consultation
MVP design & build

Validate, design, then build
- Validate the idea with real users before the big spend
- Core flows designed and de-risked, not just generated
- Built production-grade and shipped — full build from £15,000
- Fixed scope, fixed price, milestone payments
- All code and IP yours on payment
From £5,000
Book a free consultation
Other services

AI training · Data · and more
Let's talk
Contact us

Any questions? We're here to answer

Everything you might want to know before starting a project with us.

Whatever your due diligence needs to record. We answer supplier questionnaires in writing, and the contract can carry audit and access rights, incident reporting and termination terms. Because the code, the repositories and the cloud accounts are in your name from the start, the exit plan is straightforward to evidence: you keep everything and another team can continue it. We have been through this diligence before and it rarely holds a project up.
It changes the rhythm rather than the pace. Releases are staged so that anything needing approval can be reviewed before it reaches customers, and changes to promotions or customer-facing wording sit behind flags until they are signed off. We have worked to approval processes before and plan the delivery schedule around yours rather than the other way round. Nothing customer-facing goes live without the sign-off you need, and nothing waits on us for it.
You move, and we help. All code and intellectual property belongs to you on payment, and it lives in your repositories with documentation and tests, so another team can pick it up without reverse engineering anything. Continued support is available and many clients take it, and it is not a condition of keeping what has been built. We will also write the handover notes for whoever takes it on.
As part of the work rather than as an extra. Access is set by role and logged, data can sit in the UK, and independent penetration testing is arranged where your policy or your clients require it. Where card payments are involved we design to keep you out of scope wherever possible, which saves considerably more than it costs. Your own security policy sets the standard rather than ours.
Yes, and it works better when we do. We are experienced working alongside compliance consultants, taking the reporting and regulatory requirements they set and building them into the development cycle rather than adding them at the end. Where you do not have someone in that role, we can introduce you to a compliance professional from our own network. That way the requirements shape the build instead of interrupting it.
It depends on scope, and the figures are fixed before you commit. An AI readiness assessment is £3,000 and takes a week. Design and build of a first version starts at £5,000, and a full build from £15,000. Every project is quoted at a fixed scope and a fixed price, with payment split across milestones as each piece of work is finished, and nothing beyond the current stage is committed.